Innovation Architecture Paradigm for the Swiss and South African Banking Industry

Using the Design Science Research methodology, this study examines the design principles to which a bank must adhere to foster emerging innovation impacts while maintaining its business value streams. A Swiss and a South African bank were thus structured, and interviewed, and their products and services as well as their application landscape were conducted and analysed. This research was conducted in collaboration with the Swiss Business Hub in South Africa.

Obrist, Beat, 2024

Art der Arbeit Master Thesis
Auftraggebende
Betreuende Dozierende Hinkelmann, Knut, de la Harpe, Andre, Tesei, Luca
Keywords Innovation, Application, Architecture, Banks, Finance, Industry, Switzerland, South Africa
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The findings identified the key prerequisites for the application landscape architecture of a financial institution. The dimensions of responsibility allocation, innovation culture, internationality, funding, participation, ecosystem and socioeconomics were scored on a scale from 1 to 7. This analysis demonstrated that the two banks exhibit the closest approximation in the dimension of funding, which is also the strongest expressed dimension. With regard to internationality, socioeconomics and innovation culture, wider discrepancies were identified.
This study developed an innovation architecture paradigm that allows financial institutions to visualise the status quo of their innovational readiness. The investigation was limited to the Swiss and South African finance industries, and the findings suggest that to validate and visualise the innovational readiness of a financial institution, financial institutions should validate and compare themselves with the innovation architecture paradigm.
Studiengang: Business Information Systems (Master)
Vertraulichkeit: öffentlich
Art der Arbeit
Master Thesis
Autorinnen und Autoren
Obrist, Beat
Betreuende Dozierende
Hinkelmann, Knut, de la Harpe, Andre, Tesei, Luca
Publikationsjahr
2024
Sprache der Arbeit
Englisch
Vertraulichkeit
öffentlich
Studiengang
Business Information Systems (Master)
Standort Studiengang
Olten
Keywords
Innovation, Application, Architecture, Banks, Finance, Industry, Switzerland, South Africa